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Debt charged off twice?
During the downturn in the housing market, my house was foreclosed. The last payment was Feb. 2010, and the roughly $78k, the remaining balance after the sale of the home, was charged off June 2010. I've spent the last several years rebuilding credit, and had my scores up to mid-700's. Last month (Nov. 2016), the bank charged off the account AGAIN, this time for an outstanding balance of $151k.
Can this creditor write down the same debt twice?

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