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DCU Alliant CC ?'s
Hi. I have recently been approved to join both DCU and Alliant credit unions. I wish to apply for one or both of their visa cards because of their reputation for great customer service as well as their reputation for being very helpful towards their members who are rebuilding their credit, offering higher limits generally than some other prime lenders offering an opportunity to prove credit worthiness and improve my file. What are the best strategies to be approved and to get the best CL's given my profile. Scores are in the 620-650 range, have an AMEX green, a wal mart, amazon, a couple of cap 1 accounts, all in good standing and good payment history. I have two old collection accounts that I am still paying down which is what is dragging my score down. Any advice on my chances of approval and what best strategy would be is greatly appreciated. Thank you for your help.

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