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lady2red

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date when collections are taken off report?

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Most are taken off seven years from the time that the original account went delinquent. DOFD date is the start of the seven years. DOFD is "date of first deliquency". Typically the DOFD is one month after you made the last payment on the original account. If close to the seven year mark, do some reading on "early exclusion". Federal school loan debt, court ordered, etc. can remain on your reports until paid.

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