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CertifiedSloth

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Curious on the credit scoring system
I finally have enough money to pay off 2 credit cards wanted to simulate new score so.. if i pay off my full credit it goes up only 77 points compared to if i pay 95ish% it goes up a whopping 131 points now i know this arent official numbers but why is that? Should i just waste more money paying interest for the sake of a better score?

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Take the time to read the articles here since the purpose of Credit Karma is to teach how credit works and they do so very well.

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