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Curious about applying for a card?
I wanted someones opinion on something. I am new to credit as I applied for a card right before I finished college and now am looking to add my second card. I want to apply for the blue cash everyday card from AMEX but because I have low credit available on my current card my score is showing as only being in the 610s. If I pay it off like I did the first time it will go back to somewhere within the 710s again. Should I wait and apply for the card after my score improves or do you think I could be approved now? All my payments are on time and I have no derogatory marks on my account. Please let me know your opinion? Thanks!

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