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CS dipped??? :(
Hello. I am new to the world of Credit. I am 21 and a full time student who works about 30 hrs a week. I applied at conns for credit. I was approved for 2500 through syncrony bank not through the Interest hungry conns credit. so i got 3 yrs no interest with a payment of 69 a month. I got my parents a new fridge, dryer and washer. My parents will pay the monthly charge (not worried about that). before i went my father and i checked CK and CS to see my scores. I had a Transunion of 749, Eq 698 and Ex 700. Now 2 weeks later i am at Tr 649 and Ex 600. What in the world happened? CK and CS say it is my utilization that is at 95%. it shows i have used most of my available credit. i thought that was only for CC not store credit? Anyway how in the world can i recover? thx.

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