Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
JimTheFilm

1 Contribution
0 People Helped
Credit Utilization
Hello,

If I had a $1,000 credit line and spent around 800 on it then paid it back down to, say 250 before my statement comes, will it be reported that I used 80% of my line or 25%?

Also, having a card with 5% cash back on Amazon purchases, if I purchased items through Amazon using it then paid the amount off before the statement, would I receive the bonus still?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
23 Contributions
34 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

# 1 - If before the statement closes, yes.

#2 - Yes

Reply by
JimTheFilm

1 Contribution
0 People Helped

Is that yes to the 80 or 25?

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.