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Posted in Mortgage
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bestplacetowork2014

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Credit scores of 605
Hello we both have credit scores of 605
My husband income is 70,000
mine s 34,000
the bank is giving is a hassle to apply for a mortage
we did the Greenpath credit counselling and did everything they said with student loans etc. it is all up to date, can you give us any suggestions

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Try www.naca.com, credit scores don't matter.  They are a legti non profit company that gets folks into homes at great rates with zero down payment and zero closing costs.  You need to get at least a 680 or so on this website to qualify for a traditional mortgage from a lender.  Without seeing your full credit report I cannot advise you as to what needs to be done.  Sorry.

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