Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
Beltram1

0 Contributions
0 People Helped
Credit score went from excellent to poor due to loss of income (disabilty)
I had an excellent credit until I had to suffer wage loss due to an elevator accident that kept me from work for months. now that I am back to work since sept2015 I am on time in all my payment. would the creditors remove the late reporting if I was to prove that I was out on disability?
I have a workers comp case that can show the exact dates I was getting minimum pay that I had to use for food and rent.
I was unable to pay my credit cards with the little bit of money that I was getting from worker's comp.
I am hopping they can make exceptions. please advise.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
5038 Contributions
1131 People Helped

Contact your lenders, explain your situation and ask them to help you out, it is definitely worth trying. Do some reading on "Goodwill Letters" too.

Top Contributor
7347 Contributions
3805 People Helped

It would have helped greatly if you had notified your creditors immediately following the accident so that they could make some arrangements to help you.  They can't know what is going on until they are told, and the sooner, the better.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.