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needbetterkredit

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Credit Score Went Down BUT factors Are Positive
my credit score went down on both transunion and equifax reports however the factors impacting the change were all positive....I don't understand why/how this happened? Any insight would be much appreciated.

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Reductions are normally based on a factor which you sometimes have to dig deeper to determine.  You may have had an account be paid off which would have an negative effect.   An account which has been on your report for the past 7 years may have timed out causing your age of accounts to adjust.   Go through the details of the report to determine the reason for the negative.

Top Contributor
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What are these positive factors?  Did you get approved for a new credit card or loan?  If that is the case, your score will temporarily drop because you lowered the age of your credit and had a hard inquiry.   Did you  close an account?   Pay off the account to a 0 balance?  

It's hard to to help when we don't know what these positive factors are.

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