Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
deb4one

0 Contributions
0 People Helped
Credit score went down 3 points 1 yr 3 mos ago.
I used a Best Buy card for Christmas and paid it off 1 month later. My credit score still has not come back up.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1884 Contributions
3680 People Helped

using credit and paying it off

right away tells creditors that you really don't need the credit. 

To build credit you need to use it.  I would suggest that you get another card, Not a store card that you use once in awhile. but one that you use regularly.  A gas card or a Visa or Mastercard work better to build credit because you use them more often.  

Hope that helps. 

Good luckl 

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.