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Question By
Oakland51oo

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Credit score randomly dropped.
Hello there guys,
Today when I logged in, I noticed both of my credit scores randomly dropped 7 points. I haven't applied recently or ever make a late payment in my life so I am pretty confused.

Equifax dropped from 812 to 805 with no explanation.
Transunion dropped from 807 to 800.

Any possible conclusion to this??

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Top Contributor
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Some times its lack of use.

if your not activiley using credit it gets stagnent.  Or sometimes its because you used a card, sometimes you never know...  

be more concerned about which bracket your in rather than the exact number.  Anything over 750 is considered excellent credit and will receive the best rates and benifits, so your doing very well.

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