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Credit Score keeps going up & down in a short period of time Why?
My scores from Credit Karma keep going up & down. I opened four credit cards (two cap one's a VS & Kohls) Also I'm an authorized user on my mother's two cap one cards. I have checked my credit report I do have negative things on it collections which I am working on. When I took these cards few months back when it was reported I opened them both credit bureaus showed increase in score. Since then I have paid two payments on time & kept my utilization at 21% which credit karma shows my utilization as "good" My scores first went up then went down , then down again, then now one bureau shows one point up the other one point down. I'm aware negative items hurt my score, but I dont understand why this up & down in a short time especially since both scores jumped when it was first reported I opened these accounts.

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