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jeep3100

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Credit score drops 22 points because a 10 year old closed account fall off credit report
What can I do to improve my score?

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The score drop was caused by your average age of accounts was reduced.  Only time will increase this as your current age of accounts increase.   You could find someone(mom?) who has a lengthy age of a credit card in good standing and ask that they add you as an authorized signor on their account.  By default, you would inherit the age of that account.  Its a cheat, although, it works.    Then, if per chance that person stops being timely and/or their utiliation is very high, you can request to be removed as you have no legal obligation as long as its not a joint account.

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