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Credit Score Dropping
I have worked very hard to improve my credit score. I was unemployed for 3 years because of the recession. Now I have a job, new car and all my payments are on time; not one late payment. I just got two credit cards and had to use them to help with a move. My credit score dropped over 45 points because I used my cards. How is this lawful? This is a scam. I am not a poor credit risk. How can a consumer possibly win when the credit rating agencies are punishing people. This must be illegal. I want to take action against the credit agencies. I'm working too hard to be taken advantage of my heartless power mongers.

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