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rwcar2003

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credit score droped while in hospital for 4 monyhs
was in the hospital for 4 months for neck surgery. Had no one to make monthly payments. brought everything up to date when I got home. credit score went from 723 to 523. anything I can do?

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You could contact your lenders and explain to them the situation and tell them that you can provide them with proof that you were in the hospital for a long period of time, hopefully with your explanation and some proof to back it up they will have some compassion and remove the late/missed payments from your reports. Also do some research on how to write "goodwill letters" to your creditors.

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