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Question By
ngayle16

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Credit repair time line.
"How long does it take to bring a very low score to home buying score with low interested rate? If u pay off 70% off what u owe right now and never make any more late payments for the other 25%.Does your score change immediately after u pay the balance or does it take time.? Paying on time for 6 months or more raises your score my how many points?

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There is a very useful tool called the "credit score simulator," to the left, under "financial tools." This might help you. Payments generally report when the statement is issued, usually you will see a change in your report within 30-60 days.

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