Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
aamkemvtm

0 Contributions
0 People Helped
Credit Rating Change
I have noticed that my credit rating has lowered the last few months by one point.
I do not understand because all my accounts are paid in full every month and sometimes the accounts are more or less depending on special occasions, etc., not including mortgage.
What is the reason? I would like to see my number to be closer to 800.
Please advise.Thanks

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1884 Contributions
3676 People Helped

scores flucuate daily

scores that only move a point or 2 makes no differance. If they move 20 or 30 ponits in one month would concern me more. 

Raising your score is a different issue.  Not having access to your report makes it difficult to tell you what you would need  to do to raise it closer to 800 points.  Generally it would mean increasing your available credit and your useage and payments 

My rule of thumb: you want 1+ years salary worth of available credit and keep revolving debt below 1 months income.   

Good luck !

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.