Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Auto Loans
Profile Image

Question By

0 Contributions
0 People Helped
Credit ran 12 times in 7/12 for a car loan. Will all inquiries drop off after 7/31/14?
I have always been under the impression that credit pulls for mortgage and auto loans are treated as one. The auto dealership that I went to last July ran my credit and when it found out that it couldn't do the loan, "farmed" my file out to another 11 lenders, each of whom ran my credit again. This definitely had an adverse effect on my scores. Will all of these inquiries drop off after 7/31/12? If so, do you have any idea how much my scores will increase?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.