Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
UNDEADtofu1337

0 Contributions
0 People Helped
Credit needed for $1700+ line on a Best Buy credit card for an incoming grad student?
I'm starting grad school in May and will be getting loans, no question about it. The only problem is I don't get my loan money until after classes start, and I need a new laptop. I've decided on a Surface Book, as it is the only model that does everything I'm looking for. But I really want to have it before classes start so I can get it all set up and get used to it. With student discount, the model I want comes to $1811 with tax included. As of March 16th, my 3 credit reports average to 653, current income is around $16,800 per year (obviously will change when loans come).

Anyone know what kind of credit would be needed for this kind of credit line with them? What kind of hit would I take if I just went and applied and got denied?

Thanks for any help.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
675 Contributions
353 People Helped

What is your TU score?  Are these CK scores or Fico?  650 Fico would get you about $500 and maybe a $1000 if you call them after approval.  Which I would do even if the give you a $1000.  It is Citi that backs them up so I hope you dont have any late payments the couple of years.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.