Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
teeshot4450

0 Contributions
0 People Helped
Credit Karma Score WAY off
So, I purchased a new car today. My Equifax score according to Credit Karma today is 728. Lender reports 689 from Equifax today. I was expecting a slight difference, That's not slight and makes a big difference in interest rate.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1793 Contributions
3029 People Helped

Do your Homework First!

People need to learn they have of DIFFERENT CREDIT SCORES!

What you see here are your Vantage Score 3.0 Credit Scores. 

What the deal pull was mmmm,  you would have to ask,  where it was pulled from and what Credit Score Model and Version was it.

This is talked about here WEEKLY!

People need to start learning there are lots and lots of Different Credit Scores and those Scores can be all over the place.

Top Contributor
7374 Contributions
3813 People Helped

Did you read the articles on this site?  Did you see here that the Credit Karma scores are calculated using the Vantage 3 method?  Do you know that there are a variety of different ways to calculate credit scores and none are wrong?

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.