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Credit Karma reporting credit scores lower than others
The credit scores that Credit Karma reports are consistently lower (up to 20 points lower) than the actual credit scores I'm getting from each credit reporting agency. Even after earning Excellent in every rating area, my Credit Karma scores did NOT change, yet they've grown significantly when I go directly to each credit agency for my scores. I think Credit Karma does reports lower scores deliberately in an effort to entice you to use one of the many credit card or lending services. I joined Credit Karma expecting fair and honest reporting, but it seems more of a scam!

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