Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Karma
Profile Image

Question By
kkmill1106

1 Contribution
0 People Helped
Credit Karma Reported Hard inquiries removed, but the hard inquires still appear on my credit report

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
4 Contributions
4 People Helped
Most Helpful Response

Credit Inquiry Confusion

Helpful to 1 out of 1 people

I'm dealing with the same issue where Credit Karma Removes about 12 Inquires (2013 Inquiries) and then adds them back on my account therefore, causing my  score to go up and down; go figure...

Reply by
trinikay

1 Contribution
0 People Helped

This just happend to me. I had my score go up 15 points because inquiries from 3 years ago had been removed according to Credit Karma, today I have all three back on my report. I'm so confused. How do we correct this?

6 Contributions
66 People Helped

Helpful to 1 out of 1 people

Hi,

Are you looking at a fresh report?  If they tell you (for example, today) that the hard inquiry fell off, you can wait a day or two and pull your report and see if it's still there.  If it is still showing up - what was the date of the inquiry?  

Reply by
kkmill1106

1 Contribution
0 People Helped

On september 14, 2013, credit karma stated I have zero hard inquiries on my credit report, because all 10 where removed, but under the tab credit inquiries, it's says I have a D rating with 10 hard inquiries. I'm confused. The inquiries where made in January 2013, but the alert credit karma sent me said they had been removed. IDK..

Top Contributor

Reply by
tg101688

497 Contributions
1203 People Helped
Helpful to 2 out of 2 people

"The inquiries where made in January 2013, but the alert credit karma sent me said they had been removed. IDK.."

Hard inquiries will stay on your credit report for 2 years. Those inquiries made in January 2013 as you stated wouldn't come off until January 2015. It must be an error on Credit Karma's behalf, however at this time they would have a far less impact on your credit score than they did when they were first reported.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.