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CHW3III

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Credit karma puts me at 656. Went to bank today for new loan and was at 702 why the difference
I understand credit karma uses it own model but 50 point difference is a lot. This really makes me feel the accuracy of this site is not good as I thought.

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Top Contributor
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Different scoring models, different credit bureaus, different versions of models, etc. can cause big differences. I personally only ever worry about my FICO scores because most lenders use a version of them.

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