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tintent

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credit karma has false credit scores not real!! credit karma does not have access to the real scores
credit karma uses it own score calcalator not the ones the real reports use

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Credit Karma Team
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The credit scores provided on Credit Karma are calculated by the credit bureaus that maintain your report. It's a common myth that consumers have one "real" credit score. Your credit score varies depending on the model used to calculate it. You might find this article to be helpful: https://www.creditkarma.com/article/how-many-credit-scores-do-i-have-81815

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