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sclark91066

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Credit karma does not report credit repairs.
Credit karma is not our friend. I had an account go to collections during dispute. This was resolved and paid, only a 400 dollar bill. This account was resolved back in July 2013.Credit karma still has this on my report, don't know why, all other info is right up to date.Credit karma is not my friend and causing my credit score to be lowered.

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The information on this site comes from Transunion.  And, there is a federal regulation (The Fair Credit Reporting Act) that REQUIRES all accounts remain on the credit report for 7 years from date of last activity which is usually payment.  This cannot be changed.

Credit Karma also is not a credit bureau others can read to determine whether or not to grant you credit.  It is a tool for you to utilize in making decisions that could affect your credit score.  Read the articles, use the Financial tools and learn how to improve your score.  Also, check all three credit reports annually since errors are not uncommon and only the individual can make the corrections. 

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