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Question By
rasman44

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Credit inquiries
Seems I have several inquiries that were supposed to be soft inquiries. It is a pita to try to prove I was told they were going to be soft and then they show up. How do I get them gone without proof I was told they were going to be soft?

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who told you that?  Whjat were they for?  Need more information

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It comes down to "Did you give them permission to run your credit?"  It's either a Yes or No   You either did it over the phone and they recorded it, or in the office and then you would had to sign something.

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Reply by
imawordman

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I went to an auto dealership to finance a car and was told the inquiry was a "soft hit."  But I knew better and waited for a hard hit to show on my credit reports and that's what I got.  Didn't even pay to tell the auto dealership.  It just pays to be aware of these tactics.

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"Credit Inquiries"

Hello Community, i was just  wondering if anyone in the community may know; if in fact, both HARD & Soft inquiries(that remain on & affect one's credit) are mentioned in a credit application's FINE PRINT (and/or) "Terms & Agreements" before submitting application? 

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