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Radostin

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Credit inquiries
I just applied for American Express Cash Back Preffered but got declined. I have a letter stating that I`m pre-approved for Chase Freedom so my question is if I apply for it are they going to put a second inquire or it will be considered as shopping and the inquire will be only one for the both cards?

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It will most likely count as another hard inquiry. I've applied for an auto loan before and had 3 different hard inquiries posted on my credit report from each bank they financed through. I believe the same would apply for credit cards, but I've never experienced it as I have only applied for one credit card at a time regardless of being approved or not.

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