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tstormn

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credit inquires
how long does it take before credit inquires come of my credit report

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Inquiry

It takes 2 years. But usually they don't delete them at exactly the 2yr mark it's usually the 25th month. So if you applied July 15, 2014 you can expect for it to be removed by the end of August 2016. Although sometimes you may have to call the credit bureaus to ask them to remove them. But if you want them gone before then you can ask the company whom placed the inquiry for a deletion letter. Some companies are good about doing so. There are also templates online of a letter you can send to the company certified to have it deleted. Sometimes it is easy other times the companies can be hard to work with.

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