Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
Laskablue

0 Contributions
0 People Helped
Credit history life,assests and unauthorized checks
My credit history is wonderful. This history only goes back 5 years...why? I've owned 4 houses and paid on time, and their value was much higher than the loan. Why aren't assests considered here? I show no car loan, because I paid for it. Why isn't that a plus? I have savings and a nice 401K investment. Why isn't that considered? And why can't I enter my Seacoast National Bank?

I paid off a credit card through Preferred financial services, and made an agreement. THEY chose to use a law firm ..John Boener associates. This law firm made a hard credit check on my report.....for no reason...this is way after settlement. I didn't authorize that. Please respond..My credit went from 800 to a 615. Makes no sense!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7347 Contributions
3806 People Helped

Assets have nothing to do with credit.

You could have millions in assets but, if you don't have any current credit activity, your credit score will not be good.  Utilize the Financial Tools on this site (Credit Simulator is very good) to see what actions would bring your credit score up.  Credit is a game, and it has rules.  Crazy?? YES!! But that's the way things are these days.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.