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Credit History inquiry
I have a credit score of 713 and history of 4 month which is at an F, however i applied for a Paypal card and was denied. I'm now getting a credit karma recommendation of a discover card. I do not want to apply for the card and i get hit with a hard inquiry. How long should i wait before i apply for a new credit card. And are there any cards you can get with a low credit history but a good credit score.

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