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Credit counseling service for low debt/missed tax returns.
I missed filing taxes past couple years, and do not have the relevant pay receipts. I have less than $2,000 in student loans, but have been trying to dispute that. One past bill on credit report.

Is there a counseling/credit service for those with little debt, but looking for help? Or a direction/place for information, other than Credit Karma?

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For the taxes, I recommend checking with a licensed tax consultant since that is what I recommended to a friend and it worked out very well.  If you took out student lo ans, you can't dispute them.  You can only dispute wrong information. Look up Dave Ramsey's site for information on how to take care of debts yourself.  He has excellent ideas.  You could check to see if there is a Consumer Credit Counseling Service in your area.  Handling the debts is your responsibility. The guidance can be provided by sites and organizations, but the final action and ultimate responsibility is yours.

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