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ManMo08

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Credit Change due to lowering my card utilization
My credit score went down even though I paid off a bunch of credit card debt and lowered my utilizaiton. I have about a 3% utilization now. Isn't that good? Why did my credit score decrease?

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You didn't say how much of a change.  Likely it was not very big and is just a normal fluctuation.  You might want to go back and re-read the articles here to refresh your credit knowledge.

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