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Credit Carma has latest score @ 818-AMEX site shows 791, or 27 points lower. Why the variance?

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AmEx provide score from Experian, Credit Karma do not. AmEx use Experian FICO8, Credit Karma do not provide FICO scores. Before comparing credit scores, always find what credit scoring models is it from, Apple to Orange applies here.

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Since that topic has been raised hundreds of times before, you will find the answer among the "highest rated" categories when you first log in.  It is also addressed in the articles since     

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