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Credit cards change banks
I have 100% payment record. I use a very small percentage of my available credit. Best Buy changed their bank, and my score took a hit. A clothing boutique also did this, and my score took a hit. CK shows 24 months of credit card history, and it is at least double that in reality. My score is 703, and the only thing hurting me is the "card closed/card opened" when the retailers change their banks. Now what?

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