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dlr596061

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Credit card use
I have a low credit limit of $300 because of prior poor credit. If I use say 50% of it during the cycle but pay it off that same cycle, does my credit card utilization jump up to 50%.

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Top Contributor
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the balance due on your statement is reported.  so if that is 50% of your credit limit then yes.

you can limit it by making a payment before your statement date, they would have to receive the payment and post it before the statement date.

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