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dj96861989

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Credit card removed and credit score drops 12 points...
My credit score dropped 12 points when a paid off credit card was removed from my report, evidently by the credit card holder since I haven't used it in almost three years. It's a jewelry store card that I would never use again because of their extremely poor service. I also just paid off another credit card. Will that drop my score as well?

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What was the limit on that card?

If you have balances on your other cards it may have raised your overall credit utilization and decreased your credit score.

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