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25thumper

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credit card limit
I have an account that gives higher credit limits 4 times a year but they reduce your limit if you don't use it. Should I close this account or leave it open?

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if its not your oldest account and as long as your utilization will be under 20% if you close it then its up to you sounds like you don't use it so they'll drop your limit anyhow which will look worse to new lenders then you just closing it out 

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