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Posted in Credit Cards
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Question By
Krezek

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Credit Card Inquiries
So it seems that pre-approved credit card offers are a soft inquiry as stated on the information page of as follows:

https://www.creditkarma.com/article/hard_inquiries_and_soft_inquiries

It says usually so im assuming its not a 100% thing since i was pre-approved for a CC and im glad i was approved, however it hit my credit score as a hard inquiry instead of a soft inquiry.
Any confirmation would be appreciated.

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The card companys soft pull your credit to get you preapproved, once you apply for the card then there comes the hard inquiry.

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