Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
kbasham369

0 Contributions
0 People Helped
Credit Card Inactivity during Military Training?
Hello,
I'm a 22 year old recent college graduate who has had 1 open credit card for 3 years now with "excellent" credit. I pay the balance in full every month, but I'll be leaving for Army Basic then Officer School and will not be able to make charges or pay it off ( or have somebody do it on my behalf) for the next six months. My credit card will reflect a $0 balance and no payments consecutively for the next six months. Will this lower my credit score?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
8 Contributions
10 People Helped

If you have some balance remaining on your card and you want to pay it off whithout you being there to monitor it then put the payment on auto pay or some recurring payment system. If you have no balance as of now, then call the company and see if they provide you with an inactivity period (which is the time after which the card issuer will close the card due to inactivity). If its more than 6 months, you'll be fine but if its less than 6 months then you'll have to let the issuer know the inactivity period.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.