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Bulldawgs27

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Credit Card Approval
What's the likelihood I'm approved for a secured credit card with a low credit score? I also would like advice on what I should use it for if approved.

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It is possible to get a secured card with a low credit score.   There will be a few that will turn you down.   Look to Capital One or USAA if you are qualified they are reputable, don't have monthly fees and allow you to convert to unsecured in time.   You would use the card to make purchases that you would normally pay in cash.  Then, when the bill comes in, pay the bill in full.   If your card is for $300, never spend more than $30, if it is for $1000 never spend more than $100.   Never charge what you can't pay back.   The object is not to pay interest and to use it wisely (10% is a golden rule)   Do this for several months and you score will start to increase and by the time the cards convert to unsecured, the limits will be higher and other companies will then come to you to offer you regular credit cards.   Don't get any cards more than what you need and what you can't afford to pay off at the end of the month.  

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