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Jamgee

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Credit Card advice
We just got a secured credit card because that is all we could get. It has a limit of $500. I have read keep your utilization at no more than 30% and at 10% would be better. Is this true? Also should you pay your credit card bill off early?

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Yes, keep your utilization below 30%, but above 0%.  If you keep a balance of 1-3% at all times, your scores will increase.  Keep up the good work!

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