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wildwoman80

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credit account showing it is collections and it isnt mine
I have an account that is in collection I don't even know the company

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Write a letter to all three credit bureaus and dispute the account.  They have 30 days to prove it is yours or remove it from your report.  If they provide you info on the collector (name, address), then send the collector a letter as well asking for proof that the debt is yours or remove it from your report.  Be polite but persistent.  Best of luck!

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