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Court Judgement
Can a court judgement occur even though you are in a settlement program and attempting to pay back your debts? This happened to me, and the settlement company said they would take care of it, but obviously they didn't because it is on my credit score. Is there anything I can do?

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Use this letter!!

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File a complaint against the credit bureau reporting it.Use this letter to copy and paste.any further questions, write me at

To whom it may concern,

                                    I recently pulled my credit report and notice numerous violations of the FCRA and numerous state and federal laws that protect consumers.I also understand that about 89% of all credit reports contain inaccurate, misleading and unverifiable information on them.It also to my knowledge that systems used by the credit bureasu such as E Oscar do not protect the consumer as well but just allow some companies to just verfiy it wether or not it true.My credit file contains a public record/judgement that is not verifiable.I have already made the attempt with the source your company has listed several times.It was also brought to my knowledge that these court houses do not report, nor verfiy this type of public record with any credit bureaus nor have they ever reported such information on any consumer.This is really disturbing to find out that the credit bureaus lie and falsify these type of documents just to make a buck.It is also to my knowledge that these violations are punishable in the court of law by $1,000 per violations, plus court fees and attorney fees as well as punative damages a consumer may seek.I could also hold the company in violation of fraud by your company misleading and lying and falsifying these documents.After contacting several different FCRA attorneys willing to seek these damages free of charge, I choose not but would like to resolve this in a civil matter.


                At this time I would like for the company to delete this negative, unverifiable, and misleading public record from my file and a updated copy showing the correction be mailed to me.I have contacted the source and have already stated this was not verifiable to me ,nor was it reported to your company nor verified by them to your company as well.I found out this is a known tactic used by  your company to mislead of consumers and creditors for pure profit.I will await your appropriate timely response and appreciate you effort in having this matter correct.Please do not send  me a letter saying to contact the source and that it has already been verified by them when it fact it never was nor never verified by them.Also if the company has used another source other then the one listed, please provide me with there name and address so I may have them serve in a legal matter as well for there misleading information as well.

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Tax Lien

I have a tax lien reported on on three of my credit reports. I have paid this debt in full and would like to have it completely removed Is this possible? Any advise given would be greatly appreciated.  Thanks!

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