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LwrDebt

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Considering balance transfer, worth talking to current credit company to see what they can offer?
Is it worth talking to existing credit card company (that has the current balance) to see what they can offer?

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Balance transfer happens when you transfer a balance from one credit card to another credit card. Hence you need to have two credit cards to transfer balance from one card to another. Also, balance transfer is initiated by the other company, not the one that has the balance.

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