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cowens02

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Confused--same collection shows as two separate (one on one agency and another on the other)
i was just looking at my collections history here on credit karma. i see that the same collection is listed for transunion under one collection agency name as well as on equifax under a different collection agency name (same agency, just different spellings--one has SVCs at the end and the other doesn't). does this mean that the collection is being treated as two separate collections and therefore bringing my score down? sorry if this doesnt make sense, i am so confused i couldnt really explain it well!

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It is only one collection for the account on each report, you do not have two collections for the same account with either bureau. It does not matter how a collection company spells their name. Many collection companies will have different names filed with the different credit bureaus. In addition, the credit bureaus are different companies and what is on one report does not affect your report from a different bureau.

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