Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Report
Profile Image

Question By

5 Contributions
12 People Helped
Confused about Capital One due dates and statement closing date
Confused about Capital One due dates and statement closing date
Hi everyone! I am confused about statement end dates and due dates.

On my Capital credit card, my billing cycles are from the 15th to the 15th. I know my statement closing date is on the 14th of the month and know that my due dat is on the 12th of the next month. I am trying to rebuild my credit and boost my credit score as much as I can each and every month by paying on time and never carrying a balance and letting my card report a 1% to 9% utilization to the credit bureaus. my qustion is: How is this possible if my statement closing date is on the 14th of this month and my dues date is on the 12 of next month?

It is all so confusing. I thought I had this figured out last month, but now I am even more confused.Last month was the first month to pay on my new card and I managed to have that card report a 1% utilization to the credit bureaus, but this month I am trying to do the same thing, but my due date is two days before my statement closing date. Any and all information is helpful and I want to thank you in advance!

Also, my credit limit for this card is $500 and I want 1% to 9% reported to the credit bureaus.

Thank you again,

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.