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chata1989

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Conflicting credit scores
Credit.com has send me a much higher credit score comapared to the one that appears on creditkarma.com. Which is my true credit score?

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They both are.

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Truth is that there many different algerithims used to give you a score. And those scores can fluctuate daily. 

FICO score, mortgages scores, auto loans scores,  personal loan scores all use varying parts of your credit report to assign a score to you on a particular day. 

For example my scores as of today are CK 700 (hasn't budged in months)   FICO 730  TransUnion was 798  (and CK bases your scores on TransUnion info) 

As long as all the scores are consistant then you should be ok. 

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