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Question By
Chickenmaster77

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College student charge off CC need advice help?
My first credit card was a wells fargo student card. I was too immature to handle it properly. I had it charged off in January 2013. It is paid in full. I have maintained responsible credit habits currently to date and have gotten my fico back to 760. Can I get it removed before the full 7 years or am I hopeless. Please I need advice thank you.

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Sorry, but the mistake was made and the consequences have to be dealt with.  Your credit reports will show that it is paid, but it is not falling off until the 7 years have passed. 

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Chickenmaster77

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Thank you very much I figured as much.

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