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Posted in Paying Your Bills
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Question By
finjr

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0 People Helped
collection without notice pay fees or not ?
I have excellent credit score. Last month I got a call from a debt collector on a vacation program that I enrolled on which I had to pay maintenance fee once in 2 years. They never sent me a bill and this collector has added over $500 on his fee. As soon as I heard of this, I have paid my 'apparent' maintenance fee but for this collection fee.

My questions are - am I required to pay this extra collection fee ? I made payments the first time I heard about the payment. If I don't pay the fee, how much will My score be affected considering this is the only negative. I still don't see it in my credit history. I will discontinue from the program soon.

Thanks

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Top Contributor
45 Contributions
6 People Helped

Typical Tactic

That's how they scare you into paying more, it may be a scam. Ask for original creditor assignment docs.

Top Contributor
1776 Contributions
3024 People Helped

sounds like your vacation program is a vacation Scam. 

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